In a recent attempt to apply for a loan, I discovered that my application was denied due to a low credit score, despite my previous score being a solid 792, which had been consistently improving. Following the denial, I obtained a copy of my credit report, finding out that it contained two delinquent accounts and a charge-off that were entirely inaccurate.
I must admit that I am quite new to dealing with such credit issues, and this situation has left me feeling both frustrated and overwhelmed. I'm not sure what can i do if my credit file is mixed with someone else's https://consumerattorneys.com/practice-area/mixed-credit-reports and where to begin in addressing these inaccuracies and rectifying my credit report.